State + Federal · liveUpdated 2026-08-31 · August 2026 snapshot

Wisconsin mitigation credits

A monthly snapshot of Wisconsin's mitigation banking market — wetland, stream credits — built on federal RIBITS bank, ledger, and service-area data.

169
Banks monitored
all statuses, incl. ILF programs & inactive
2
Credit types tracked
wetland, stream
4
Ledger transactions
in August 2026
3
Banks transacting
in August 2026
Market read · Aug 2026

Wisconsin mitigation supply loosens across wetland and stream credits

Both tracked credit types in Wisconsin loosened over the trailing twelve months. Wetland credits carry the larger available inventory, while stream credits show heavier release activity relative to their standing supply. Withdrawals stayed modest for both types, keeping net availability elevated.

Supply is concentrated in wetland credits by volume. Stream credit turnover ran higher, indicating more active release against a smaller base. No tightening was observed in either type during the period.

  • Wetland credits hold the deepest available inventory and continue to loosen.
  • Stream credit releases outpaced their available base, signaling active supply.
  • Withdrawals remained low across both credit types.

Generated from 1 data sources and reviewed before publication. Figures reflect the August 2026 lookback and are illustrative in this preview.

The market by credit type

Each credit type trades on its own supply-and-demand curve — figures are never summed across types. Availability is the current statewide balance; TTM = trailing twelve months.

Credit type Available Released · TTM Withdrawn · TTM Trend
Wetland 2,295 134 80 Loosening
Stream 1,413 699 121 Loosening

Activity over time

Quarterly releases and withdrawals, and the running available balance, for each credit type — the state-level view of what MitigationDesk shows on each bank profile. Trend runs 2024 Q2 → 2026 Q3.

Wetland

Loosening
2,295
Available now
134
Released · TTM
80
Withdrawn · TTM
Releases vs. withdrawals
Released Withdrawn / sold
Released · 2024 Q2: 2Withdrawn · 2024 Q2: 20Released · 2024 Q3: 56Withdrawn · 2024 Q3: 42Released · 2024 Q4: 22Withdrawn · 2024 Q4: 22Released · 2025 Q1: 175Withdrawn · 2025 Q1: 34Released · 2025 Q2: 14Withdrawn · 2025 Q2: 20Released · 2025 Q3: 19Withdrawn · 2025 Q3: 47Released · 2025 Q4: 31Withdrawn · 2025 Q4: 61Released · 2026 Q1: 74Withdrawn · 2026 Q1: 13Released · 2026 Q2: 19Withdrawn · 2026 Q2: 6Released · 2026 Q3: 10Withdrawn · 2026 Q3: 0202420252026
Cumulative availability
Available · 2024 Q2: 2,120Available · 2024 Q3: 2,134Available · 2024 Q4: 2,134Available · 2025 Q1: 2,275Available · 2025 Q2: 2,269Available · 2025 Q3: 2,241Available · 2025 Q4: 2,211Available · 2026 Q1: 2,272Available · 2026 Q2: 2,285Available · 2026 Q3: 2,295202420252026

Stream

Loosening
1,413
Available now
699
Released · TTM
121
Withdrawn · TTM
Releases vs. withdrawals
Released Withdrawn / sold
Released · 2024 Q2: 0Withdrawn · 2024 Q2: 0Released · 2024 Q3: 0Withdrawn · 2024 Q3: 0Released · 2024 Q4: 101Withdrawn · 2024 Q4: 0Released · 2025 Q1: 314Withdrawn · 2025 Q1: 0Released · 2025 Q2: 0Withdrawn · 2025 Q2: 0Released · 2025 Q3: 263Withdrawn · 2025 Q3: 0Released · 2025 Q4: 0Withdrawn · 2025 Q4: 121Released · 2026 Q1: 0Withdrawn · 2026 Q1: 0Released · 2026 Q2: 699Withdrawn · 2026 Q2: 0Released · 2026 Q3: 0Withdrawn · 2026 Q3: 0202420252026
Cumulative availability
Available · 2024 Q2: 157Available · 2024 Q3: 157Available · 2024 Q4: 258Available · 2025 Q1: 572Available · 2025 Q2: 572Available · 2025 Q3: 835Available · 2025 Q4: 714Available · 2026 Q1: 714Available · 2026 Q2: 1,413Available · 2026 Q3: 1,413202420252026

Largest transactions

The biggest credit releases and sales in August 2026, by credit type.

Largest releases · Wetland

Bank Sponsor Released Date

Largest sales · Wetland

Bank Buyer / permittee Sold Date
WisDOT - Monroe - Mill Bluff/Keichinger+Mecozzi WDOT 0 Aug 20
WisDOT - Dunn - Knights Creek WDOT 0 Aug 31
WisDOT - Dunn - Knights Creek WDOT 0 Aug 25
WisDOT - Dane - World Dairy Center WDOT 0 Aug 21

Aggregated from publicly disclosed RIBITS/DEQ ledger transactions for the period. Buyers are named where the transaction is a matter of public record.

How to buy mitigation credits in Wisconsin

If your project impacts a regulated resource in Wisconsin, you'll typically need to offset that impact by purchasing compensatory mitigation credits. Which bank you can buy from is determined by service area — a bank is generally approved to sell only to impacts inside its watershed (HUC), so geography comes first.

For federal Clean Water Act §404 impacts, wetland and stream credits are tracked in the U.S. Army Corps of Engineers' RIBITS system.

The practical steps: (1) confirm your impact type and quantity, (2) identify the HUC your impact falls in, (3) find banks whose service area covers that HUC with the right credit type available, and (4) contact the bank sponsor for a price and reservation. MitigationDesk collapses steps 2–4 into a single search.

Get started

See the banks that can service your project — with live availability, status, and the sales contact.

Find WI credits → How credit trading works →

Wisconsin mitigation credits — FAQ

How many mitigation banks serve Wisconsin?

As of the latest snapshot, roughly 169 mitigation banks have service areas covering part of Wisconsin, spanning every status including ILF programs and inactive banks. Of those, 103 are approved and active.

What types of mitigation credits are available in Wisconsin?

Wisconsin banks offer wetland and stream credits. Each credit type trades on its own supply-and-demand curve and is never interchangeable with another — a stream credit can't offset a wetland impact.

Does Wisconsin have stream mitigation credits?

Yes. Wisconsin has mitigation banks offering stream credits. Availability is driven by service area, so which specific banks can serve a given project depends on the project's watershed (HUC).

Who regulates mitigation credits in Wisconsin?

Mitigation credits in Wisconsin (wetland and stream) are tracked by the U.S. Army Corps of Engineers through RIBITS (the Regulatory In-lieu fee and Bank Information Tracking System), which records every bank's ledger and service area.

How much do mitigation credits cost in Wisconsin?

Mitigation credit prices are not public and vary by credit type, local availability, and service area — a scarce credit type in a thinly-supplied watershed commands more than an abundant one. Prices come from the bank sponsor directly. MitigationDesk surfaces the sponsor and sales contact for every Wisconsin bank so you can request a quote.

See live availability for your project.

These pages summarize the market. The app shows you the specific banks that can service your site — with real-time balances, status, and the sales contact.