New Hampshire mitigation credits
A monthly snapshot of New Hampshire's mitigation banking market — wetland, stream credits — built on federal RIBITS bank, ledger, and service-area data.
New Hampshire supply loosens across wetland and stream credits
Both tracked credit types in New Hampshire loosened over the trailing twelve months. Stream credits dominate available supply, with substantial releases offset by meaningful withdrawals. Wetland credits remain a thin segment, showing modest releases and limited withdrawals.
Stream credits account for the overwhelming majority of inventory and transaction activity. Wetland availability stays low in absolute terms. Overall direction points toward greater availability in both segments.
- Stream credits concentrate nearly all available supply and movement.
- Wetland inventory is small and loosening slowly.
- Both credit types trend toward looser conditions.
Generated from 1 data sources and reviewed before publication. Figures reflect the September 2026 lookback and are illustrative in this preview.
The market by credit type
Each credit type trades on its own supply-and-demand curve — figures are never summed across types. Availability is the current statewide balance; TTM = trailing twelve months.
| Credit type | Available | Released · TTM | Withdrawn · TTM | Trend |
|---|---|---|---|---|
| Wetland | 356 | 31 | 4 | Loosening |
| Stream | 14,453 | 6,979 | 994 | Loosening |
Activity over time
Quarterly releases and withdrawals, and the running available balance, for each credit type — the state-level view of what MitigationDesk shows on each bank profile. Trend runs 2024 Q2 → 2026 Q3.
Wetland
Stream
How to buy mitigation credits in New Hampshire
If your project impacts a regulated resource in New Hampshire, you'll typically need to offset that impact by purchasing compensatory mitigation credits. Which bank you can buy from is determined by service area — a bank is generally approved to sell only to impacts inside its watershed (HUC), so geography comes first.
For federal Clean Water Act §404 impacts, wetland and stream credits are tracked in the U.S. Army Corps of Engineers' RIBITS system.
The practical steps: (1) confirm your impact type and quantity, (2) identify the HUC your impact falls in, (3) find banks whose service area covers that HUC with the right credit type available, and (4) contact the bank sponsor for a price and reservation. MitigationDesk collapses steps 2–4 into a single search.
See the banks that can service your project — with live availability, status, and the sales contact.
Find NH credits → How credit trading works →New Hampshire mitigation credits — FAQ
How many mitigation banks serve New Hampshire?
As of the latest snapshot, roughly 166 mitigation banks have service areas covering part of New Hampshire, spanning every status including ILF programs and inactive banks. Of those, 108 are approved and active.
What types of mitigation credits are available in New Hampshire?
New Hampshire banks offer wetland and stream credits. Each credit type trades on its own supply-and-demand curve and is never interchangeable with another — a stream credit can't offset a wetland impact.
Does New Hampshire have stream mitigation credits?
Yes. New Hampshire has mitigation banks offering stream credits. Availability is driven by service area, so which specific banks can serve a given project depends on the project's watershed (HUC).
Who regulates mitigation credits in New Hampshire?
Mitigation credits in New Hampshire (wetland and stream) are tracked by the U.S. Army Corps of Engineers through RIBITS (the Regulatory In-lieu fee and Bank Information Tracking System), which records every bank's ledger and service area.
How much do mitigation credits cost in New Hampshire?
Mitigation credit prices are not public and vary by credit type, local availability, and service area — a scarce credit type in a thinly-supplied watershed commands more than an abundant one. Prices come from the bank sponsor directly. MitigationDesk surfaces the sponsor and sales contact for every New Hampshire bank so you can request a quote.
See live availability for your project.
These pages summarize the market. The app shows you the specific banks that can service your site — with real-time balances, status, and the sales contact.